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string(876) "宇信科技新一代綜合信貸系統產品面向以全流程信貸系統規劃的商業客戶,產品涵蓋對公、同業、零售、中小及微小企業業務,即:一個平臺多條跑道,可靈活定制、整合、拆分業務條線的架構理念。產品按信貸業務全流程系統的概念支持商業銀行的信貸業務開展。針對客戶管理、財務分析、信用評級、額度授信、業務用信、合同管理、發放支付、貸后管理、風險分類及處置、保全管理這些流程,信息捕捉和審批在信貸系統進行,通過與核心(核算)系統直連,完成相應的后續處理。除此之外,系統將覆蓋其他所有貸前、中、后流程。系統將是商業銀行信貸業務基礎數據的唯一來源,滿足風險管理、績效衡量、新巴協議、統計等各種對內、對外數據需求。"
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string(598) "宇信科技信用風險預警系統以實現全行范圍內建立信貸業務風險監測、及時提示、持續跟蹤與改進的風險管理機制為目標,系統在整合內外部風險信息的基礎上,利用大數據技術,通過構建“規則模型+機器學習模型”的預警模型體系,實現對信貸風險的自動識別和主動提醒。系統通過將風險預警與信貸場景的全面結合,實現對信貸業務全資產、全客戶、全流程的全面覆蓋,涵蓋客戶預警、組合預警、機構預警、業務預警、流程預警等全面預警管理。"
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string(24) "內部評級管理系統"
}