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string(696) "基于銀監會對商業銀行實施新資本協議的要求,實現了資本管理相關工具的系統落地,包括經濟資本計量、資本規劃、資本配置及資本監測。資本規劃通過輸入資本充足率目標、業務經營計劃、資本工具等基礎信息,預測未來三至五年可用資本以及資本需求。資本配置是銀行將稀缺的資本進行合理分配的過程。資本監測包括對內部資本充足率的監測與對資本日常管理的監測,建立動態監控體系以及預警機制,定期監測資本水平及資本充足情況的變化,結合資本充足性監控的結果及早進行預警,根據需要及時采取糾正措施。"
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